• Skip to primary navigation
  • Skip to main content
  • Skip to footer

We’ve updated our Privacy Policy and Terms of Use.

Not a restaurant owner? Dining member rewards Client log-in

site header

Rewards Network

Beta Site

MENUMENU
  • Our program
        • Rewards Network partners with the world’s most powerful loyalty programs to attract full-price guests to your restaurant.

        • How it works

          • Our rewards partners
          • Full price guests
          • Enterprise solutions
          • Restaurant success stories
          • FAQs
        • Program benefits

          • Pay for performance
          • Data-driven insights
          • 100% turnkey marketing
          • Verified customer reviews
          • Flexible funding options
  • Restaurant resources
        • We don’t succeed if you don’t succeed.

          Guides, articles, and tools to help you market and grow your restaurant.

        • Restaurant resources

          • Blog
          • Free downloads
          • Restaurant guides
  • About us
        • In our 40 years, Rewards Network has helped over 100,000 local restaurants grow their business.

        • About us

          • Leadership
          • Careers
          • Newsroom
          • Security and accreditations
  • Client log-in
  • (800) 617-6067
  • Get started

Restaurant funding that runs on new business

Need quick access to capital for restaurant renovations or repairs? Rewards Network provides flexible funding options that also brings you new business. In fact, you pay nothing unless our members spend at your restaurant.

No loans. No fixed monthly payments.

Flexible funding graphic

Why fund your restaurant with Rewards Network?

It’s better than a loan. No fixed monthly payments. No fixed terms.

We bring you customers who dine at full price. That means new business to support your investment.

We’re designed for restaurant seasonality. Your payments adjust to the ebbs and flows of your clientele.

Your customers automatically “dine down” the balance of your funding.

Get funding and drive traffic

  • <h5 class="text-default">You only pay when our members dine</h5>
    <p class="copy-size-medium">Not only does Rewards Network provide flexible funding options, we also work to drive new customers through your door. The best part? You pay nothing unless our members spend at your restaurant.</p>
  • <h5 class="text-default">Mike Ferreiro</h5> <h5 class="text-default">Catch of the Day | Miami, FL</h5>
    <p class="copy-size-medium">"We chose Rewards Network because of their expertise in the hospitality industry. They’ve really broadened our horizons and helped us connect with customers that we wouldn’t have access to."</p>
    Video testimonial Catch of the Day
  • <h5 class="text-default">Gary Mantelli</h5> <h5 class="text-default">West Saloon & Kitchen  | Denver, CO</h5>
    <p class="copy-size-medium">"I like paying Rewards Network through guest-driven revenue rather than a bank loan. It makes me feel better knowing their members help fund what my restaurant, team, and guests need."</p>
    Video testimonial West Saloon and Kitchen

Funding that actually makes sense for restaurants

At Rewards Network, our programs are designed with restaurants in mind. We pre-purchase credit card receivables from you, getting you quick access to capital. Then, you remit payment only when people dine. We have two different programs that can support your business without ever opening a loan.

Program options Dining Credits - flexible funding options

Dining Credits

Our most popular program gets you approval for working capital in as little as 48 hours. But, what’s better? You use your advance and only pay when our dining members spend with you. No one else lets you fund your business while also bringing in new business.

Premier Restaurant Funding

Looking for a larger cash advance to support your restaurant? We also pre-purchase total credit card receivables (typically 5-9% of future sales for 5-16 months) to get you working capital without a loan. We market your restaurant and send you full-price customers, just like our other programs. And, you automatically remit funding as a percentage of all credit card sales.

Program options Premier Restaurant Funding - flexible funding options

Which funding option is right for you?

Our team is here to help you make the best decision for your business.

(800) 617-6067

Get started now

How much could Rewards Network increase your sales?

Rewards Network BBB Business Review
SOC logo
VISA logo

*Quotes are provided for informational purposes. Actual merchant cash advance funding amounts and associated terms are not based solely on your credit score; rather, they are subject to (i) Rewards Network’s due diligence, including a review of financial information about you and your business, and (ii) your execution of a receivables purchase agreement. Funding is subject to the terms of the receivables purchase agreement, including use of funds for business purposes only. Read our instant account verification terms to learn more.

Use funds where you really need them

A small business loan can place restrictions on how you invest new capital. But, funding from Rewards Network allows you to spend on the items that are vital to your business.

Equipment upgrades

Front of house renovations

Interior remodeling or addition of outdoor seating

POS system modernization

Special event costs

Staff expenses

Search results mockups

Your restaurant is marketed online to millions of dining enthusiasts

World-class marketing power that attracts full-price customers

Rewards Network features your restaurant within dozens of the world’s most iconic loyalty programs. Our digital campaigns run all year long to create millions of touchpoints to motivate our dining members to spend with you.

Contact us today to start growing your business

Speak to an expert.

"*" indicates required fields

Name*
This field is hidden when viewing the form
Phone Type*

*Required

This field is for validation purposes and should be left unchanged.

Or call (800) 617-6067

Footer

Apple Store Link Google Play Link

Rewards Network

540 W Madison St, Suite 2400
Chicago, IL 60661
(800) 617-6067

LinkedIn Logo White Facebook Logo White Instagram Logo White Twitter Logo White

Rewards Network is the nation’s leading promotional program for the restaurant industry. For more than 35 years we’ve helped local restaurants thrive by filling seats with full-price customers and offering flexible funding options that help operators grow their business.

How it works

  • Our rewards partners
  • Full price guests
  • Enterprise solutions
  • Restaurant success stories
  • FAQs

Restaurant resources

  • Blog
  • Free downloads
  • Restaurant guides

Program benefits

  • Pay for performance
  • Data-driven insights
  • 100% turnkey marketing
  • Verified customer reviews
  • Flexible funding options

About us

  • Leadership
  • Careers
  • Newsroom
  • Security and accreditations
Get started
Client log-in

Not a restaurant owner?
Dining member rewards

National Restaurant Association logo
SOC logo
Rewards Network BBB Business Review
VISA logo
Built in logo
Marketing Top 10 logo
  • Privacy policy
  • Terms of use
  • Sitemap
  • Do not share my data

© 2025 Rewards Network Establishment Services Inc. All rights reserved.

Individual results within the Rewards Network program may vary. Please contact us for details.

Any testimonials, statements, and opinions are applicable only to the individuals depicted. Testimonials were provided voluntarily. Participants were not paid or provided with any benefits in exchange for their statements.