Flexible funding built for restaurants
Running a successful restaurant takes more than great food and service—it requires cash flow you can count on. From seasonal slowdowns to much-needed repairs, the restaurant industry is filled with unexpected circumstances that may require extra funds. And flexible restaurant financing from Rewards Network® can provide just that.
Designed specifically for restaurant owners, our funding is flexible because payments adjust to your restaurant’s actual performance. When business is busier, payments are higher; when things slow down, payments are lower. This means you’re not locked into a rigid repayment schedule that doesn’t align with the natural rhythms of your restaurant.
Whether you’ve already secured restaurant financing or are considering it, here are 10 impactful ways you can use Rewards Network’s funding options to help drive revenue, improve operations, and strengthen your business:
- Repairs
Small issues can quickly turn into big problems if left unaddressed. Use flexible funding to tackle overdue maintenance—like fixing kitchen equipment, HVAC systems, or plumbing—so your team can operate efficiently, and guests have a seamless experience. - Renovations
A refreshed dining room or updated seating area can elevate the guest experience and help you serve more customers. Consider investing in layout improvements, bar upgrades, or outdoor seating to drive new foot traffic and fuel increased revenue. In fact, iconic LA restaurant, Dan Tana’s, used their funding from Rewards Network to invest in a new outdoor dining area, reupholster the infamous red leather booths, and expand the kitchen. - Expansions
Expanding to a second location is a major milestone, but it also comes with hefty upfront costs. Flexible funding can help cover early expenses like securing a lease, purchasing initial inventory, hiring staff, and marketing the launch. While working with Rewards Network, Ohio-based Coaches Burger Bar has expanded to multiple locations and appreciates having funds that can be used like working capital to open strong and manage cash flow during those crucial first few months. - New equipment
Upgrading outdated kitchen or bar equipment can speed up service and reduce food waste. New ovens, refrigerators, or dishwashers can also improve energy efficiency, potentially saving you money in the long run. - Dining and menu enhancements
Use funds to test a new seasonal menu, invest in better dishware, or update your décor to create a memorable atmosphere. These kinds of upgrades can help boost average ticket size and encourage repeat visits. Chris Jones, founder of The LowBrow Joints, says it best, “Cash flow is one of those things that you can always use.” - Inventory and supplies
Stocking up on high-demand ingredients, beverages, or takeout packaging can help you prepare for busy seasons or special events. Rewards Network’s funding options give you the buying power to take advantage of bulk discounts or last-minute supplier deals. - Payroll support
Retaining your star employees is crucial to delivering great service. Use funding to cover payroll during slower periods, offer bonuses, or support staff retention initiatives. A stable, motivated team helps maintain consistency and can keep your guests coming back. - Hiring and training
Whether you’re onboarding new staff or upskilling your current team, funding can help you cover recruiting costs, training materials, or scheduling extra hours for hands-on learning. These initiatives can improve both service quality and team morale. - Technology upgrades
Investing in better tech can streamline operations and improve customer experience. That could mean upgrading your POS system, adding online ordering or reservations, or redesigning your website to be mobile-friendly and conversion-optimized. - Day-to-day operations
Some restaurant owners use our funding as working capital to manage cash flow gaps. This can include covering utilities, rent, vendor payments, insurance, or other recurring costs during slower months or before a busy season kicks in. It can also act as a buffer for unexpected dips in revenue, supply chain delays, or weather-related slowdowns. See how Gary Mantelli, owner of West Saloon & Kitchen, utilizes his flexible funding to keep his business running smoothly and successfully.
Your opportunity to grow smarter
At the end of the day, flexible funding is most effective when used with a clear goal in mind—whether that’s improving guest experience, increasing operational efficiency, or supporting your team. With the restaurant industry projected to reach a record $1.5 trillion in sales in 2025, this growth presents opportunities for expansion and innovation, but it also necessitates adequate funding to capitalize on emerging trends and customer demands.
Plus, when you choose Rewards Network, you’re not just getting funding for your restaurant—our financing is connected to a robust marketing platform that helps drive new and repeat guests to your business.
“I like paying Rewards Network through guest-driven revenue rather than how I’d pay a bank loan. It makes me feel better knowing their members help fund what my restaurant, team, and guests need.”
Gary Mantelli
West Saloon & Kitchen
Denver, CO
Contact us today:
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(800) 617-6067
RewardsNetwork.com
The information contained in this digital content is provided for informational purposes only and should not be construed as providing tax, legal, accounting, career, business, or other professional advice. You should consult your own professional advisors before engaging in any course of action. Individual results on the Rewards Network platform will vary.
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